How Do Margin Loans Work for ASX Investors in Australia?
Margin loans can turbocharge ASX returns — or wipe out years of gains. Understand LVR, margin calls, tax deductibility, and whether leverage suits your situation.
Category: Portfolio Strategy
Design and maintain an investment portfolio with a clear process. These guides cover asset allocation, model portfolios, diversification, portfolio drift, rebalancing and the tax consequences of changing your holdings. Learn how target weights turn into a repeatable portfolio structure, why market movements push holdings away from those targets, and when cash-flow rebalancing may reduce the need to sell. The section also explains how tax lots, unrealised gains and losses, holding periods and transaction costs can change the outcome of a rebalance. Use the rebalancing calculator to explore a scenario, then review the assumptions before acting. A model portfolio is a reference point, not a personal recommendation, and a lower-drift result is not automatically the best result after tax and costs. Crowdfolio provides general information and portfolio modelling only. It does not consider your objectives, financial situation or needs. Consider licensed financial advice for portfolio decisions and a registered tax agent for tax treatment specific to your circumstances.
Are High-Yield ASX Shares Better Than Term Deposits in Australia?
High yield ASX stocks vs term deposits — see how franking credits and tax rates shift the after-tax winner for Australian DIY investors.
How Many ASX Shares Do You Need to Be Diversified?
How many ASX stocks should you own? Research backs 15–25 for most DIY investors. Discover the 2–30 rule, sector diversification, and key ASX tax traps.
How Much Do You Really Need to Retire in Australia?
How much do I need to retire on ASX shares in Australia? Work out your magic number using ASFA benchmarks, franking credits, and three worked dollar scenarios.
Is a Lump Sum Better Than Dollar-Cost Averaging in Australia?
Lump sum vs dollar cost averaging in Australia: which wins on the ASX? Discover how CGT parcels, franking credits, and brokerage fees shape your decision.
How Much Cash Should You Keep in Your Portfolio in Australia?
How much cash to keep in your portfolio depends on life stage, tax position, and risk. Australian DIY investors: here's the framework to get it right.
How Do You Fix a Bad Share Portfolio in Australia?
Fixing a bad share portfolio? These 7 steps help ASX investors audit holdings, cut CGT, and rebalance tax-efficiently — without blowing up your returns.