How we chose the tools in this roundup
The best portfolio tracker australia depends on how you invest: Crowdfolio suits active rebalancers who want pre-trade CGT modelling and parcel selection; TrackMyShares adds non-ASX assets; SavvyPortfolio or Clarow suit year-end tax reporting, with Clarow strong on franking; Navexa and Sharesight suit performance analysis, while Pearler or SelfWealth suit single-broker buy-and-hold investors.
This roundup covers eight tools that Australian investors can realistically use on ASX holdings in 2026. Each entry was checked against the vendor’s own live product pages, and we only kept tools that genuinely support ASX securities and Australian tax reporting. Several widely-cited trackers were left out for that reason — they are real products, but they are built for US, Canadian or European markets and do not handle franking credits or the CGT discount.
We weighed each tool on six things:
- Tax timing — does it only report CGT after the financial year, or can you preview the outcome before you trade?
- Parcel-level control — can you see and choose which parcel a sale comes out of?
- Getting data in — CSV import from Australian brokers, or does it need your broker login?
- Franking credits — are they treated as part of the tax picture or bolted on?
- Accountant handover — can your tax agent use the export without re-keying it?
- Coverage — one broker only, or every holding you own?
Ordering and disclosure. The list below runs from the simplest option to the most tax-specialised — it is not a ranking from best to worst, and the numbers carry no verdict. Crowdfolio, at number 6, is our own product. We have put it in sequence with the rest rather than at the top, and you should weigh what we say about it accordingly.
1. Pearler
Pearler is an Australian broker with portfolio tracking built into the platform. If you already invest through Pearler, your trades appear in the portfolio view automatically, with dividend tracking and basic capital gains reporting — no import step at all.
The limit is scope. Pearler can only see holdings you bought through Pearler, so if you also hold shares at CommSec or from an older SelfWealth account, the picture is incomplete. There is no pre-trade CGT modelling or parcel selection.
Best for: single-broker, buy-and-hold investors who want zero setup.
2. SelfWealth
SelfWealth pairs low flat-fee brokerage with an in-platform portfolio view covering holdings bought on the platform. Like Pearler, it is convenient precisely because there is nothing to import, and constrained for the same reason.
Tax output is basic: you can see realised gains and losses, but there is no parcel-level selection and no way to model a trade’s tax consequence before placing it.
Best for: cost-conscious investors who keep everything at one broker.
3. Navexa
Navexa is an Australian tracker built around performance measurement — time-weighted and money-weighted returns, benchmark comparison and contribution analysis, alongside dividend and franking tracking. It supports CSV import, so it is not tied to a single broker.
Its tax reporting is retrospective: it tells you what a financial year produced rather than what a proposed trade would produce. We compare it feature by feature against the other established Australian option on our Navexa vs Sharesight page.
Best for: investors who want deep performance analytics first and tax reporting second.
4. Sharesight
Sharesight is the longest-established Australian portfolio tracker, with strong dividend, DRP, corporate action and franking credit handling, broad broker connections and financial-year CGT reports. Its size is its strength: most accountants have seen a Sharesight report before.
Two trade-offs matter here. Direct broker connection means handing over credentials, and the CGT reporting looks backwards rather than forwards. We cover where it fits and where it does not on our Sharesight alternative page.
Best for: investors who want the most established option and are comfortable connecting accounts.
5. Clarow
Clarow is an Australian tracker that treats franking as a first-class part of the tax picture rather than a footnote. It records dividends with their franking percentage and rolls credits up by financial year, handling both cash dividends and dividend reinvestment plans.
It tracks ASX shares and ETFs with end-of-day pricing, imports a broker file, and keeps CGT parcels with their holding periods so you can see which are past the twelve-month mark. There is a free core tracker and a paid tier; check Clarow’s site for current pricing.
Best for: dividend-focused investors who want franking credits and CGT parcels in the same view.
6. Crowdfolio
Crowdfolio is built around one idea: the tax cost belongs inside the trading decision, not in a report you read in July. Before you rebalance, it models the capital gains consequence of the sale — including which parcels the sale would come out of — so you can compare outcomes and decide whether to trade now, trade less, or wait for a parcel to pass twelve months.
Parcel-level detail is preserved from import onwards, which is what makes that modelling possible. Data comes in by CSV, with templates for SelfWealth, Stake and CMC Markets plus a generic template for other brokers, so there are no broker credentials to hand over. Drift monitoring shows how far the portfolio has moved from your target weights, and reports export in a form a tax agent can work from directly.
The honest caveats: it is a smaller product than Sharesight, and parcel-level tax output takes some reading before it clicks. Current plans and the free tier are on our pricing page.
Best for: investors who rebalance actively and want the CGT number before the trade, not after.
7. SavvyPortfolio
SavvyPortfolio is an Australian tracker and CGT calculator aimed squarely at making tax output understandable. It matches disposals on a first-in-first-out basis, applies the 50% discount where the holding period qualifies, and accounts for franking credits, producing reports formatted for ATO lodgement.
It imports from CommSec, Stake, SelfWealth and NABtrade, supports separate portfolios for personal, SMSF and trust holdings, and detects corporate actions such as splits and delistings. Note that its CGT matching is FIFO-based — if you need to choose specific parcels, look at the tools that expose parcel selection directly.
Best for: investors who want clean, ATO-ready CGT reporting without configuring anything.
8. TrackMyShares
TrackMyShares covers more asset types than most of this list: ASX and US shares, ETFs, crypto and precious metals in one portfolio. Prices update through the day without broker credentials.
On the Australian tax side it tracks franking credits on dividend income and calculates capital gains with the 50% discount, using either FIFO or specific parcel matching. It imports directly from CommSec, Stake, SelfWealth, CMC Markets and Superhero, and reports across multiple portfolios and entities.
Best for: investors whose wealth sits across several asset classes and legal entities, not just an ASX share account.
Getting your data in: CSV exports from Australian brokers
Unless you are staying inside one broker’s own dashboard, the quality of your tracker comes down to the quality of the file you feed it. Every major Australian broker now exports transaction history as CSV, which is what lets you keep your broker login to yourself.
CommSec exports detailed transaction history including trade and settlement dates, security codes, quantities and prices — enough for accurate CGT work. Stake and Pearler both export holdings and transactions in structures that most trackers map cleanly. SelfWealth offers transaction history downloads with the detail tax reporting needs. CMC Markets provides full transaction exports for ASX trades.
The catch is that column names, date formats and how each broker labels a transaction type all differ. That is why import quality, not import existence, is the thing to test.
What a good CSV import actually does
- Column mapping you control. You should be able to tell the tool which of your broker’s columns is the trade date and which is the unit price, rather than hoping its guess is right.
- A preview before it commits. Check dates, quantities and prices on screen before the import is written. Most import errors are visible at this step and invisible afterwards.
- Duplicate detection. If you import monthly, overlapping date ranges are inevitable. Without duplicate detection you will silently double-count trades and every downstream number will be wrong.
- Parcel-level preservation. The import must keep each purchase as its own parcel with its own date and cost base. A tool that averages your holding into a single line has thrown away the information any parcel selection depends on.
- Multi-broker consolidation. If you hold shares at more than one broker, everything needs to land in one portfolio or the CGT position is incomplete.
- An export your accountant can use. The workflow is not finished until the numbers leave in a form a tax agent can work from without re-keying them.
One practical habit: export and import on a fixed schedule, monthly rather than in a panic in June. Small regular batches are easier to check, and discrepancies surface while you can still remember the trade.
The tax concepts these tools handle differently
CGT and the twelve-month holding period
Capital gains tax applies to shares and units when you dispose of them. The gain is broadly the difference between what you received and the parcel’s cost base, which includes what you paid plus certain acquisition and disposal costs.
Where an individual has held the asset for more than twelve months before disposal, a CGT discount may reduce the assessable gain by 50%. That single threshold is why the holding date attached to each parcel matters so much, and why a tracker that loses parcel dates costs you money. Our CGT calculator walks through how the calculation works, including the changes legislated in 2026.
Which parcel you sell — and what the ATO actually allows
This is the part most tool comparisons get wrong, so it is worth being precise.
When you hold shares in the same company bought at different times and prices, the ATO’s position in Taxation Determination TD 33 is that you may specifically identify which parcel you disposed of, provided your records are adequate to distinguish the parcels. Your share registry statements, contract notes and trade confirmations are what make that identification stand up.
Where the parcels genuinely cannot be distinguished, a first-in-first-out basis applies.
That is the whole framework. “LIFO” and “highest cost base first” are not separate methods the ATO sanctions — they are simply descriptions of which parcel you chose when you exercised specific identification. A tool that presents LIFO as an approved alternative to FIFO is describing US rules, not Australian ones. What a good Australian tool does is show you the parcels you hold, let you nominate the one you are selling, and show what each choice would do to the gain. Our guide to tax lot tracking covers the record-keeping side.
Selling at a loss: Part IVA, not a 30-day rule
Australia has no wash-sale rule in the US sense. There is no 30-day window, and no statutory provision that automatically denies a loss because you bought back in quickly.
What exists instead is Part IVA of the Income Tax Assessment Act 1936, the general anti-avoidance provision. It can apply where, looking at the scheme objectively, obtaining the tax benefit was the dominant purpose of the arrangement. Selling at a loss and immediately re-acquiring substantially the same position, with no commercial change to your holding, is the pattern the ATO has said it looks at.
Practically, this means a tracker cannot tell you whether a loss is safe — that is a judgement about purpose. What a useful tool can do is flag that a disposal and re-acquisition sit close together so you notice the pattern and can document why you did it, or discuss it with your tax agent.
Franking credits
Franking credits represent tax a company has already paid on the profits behind a dividend. They can offset other tax payable and, for some investors, produce a refund, which means a tracker that reports dividends without franking is showing you an incomplete after-tax return. Of the tools above, Clarow, Sharesight, SavvyPortfolio and TrackMyShares all track franking explicitly.
Which one should you pick?
If you rebalance regularly and want to know the tax consequence before you place the order, you need pre-trade modelling and parcel selection — that points to Crowdfolio, with TrackMyShares as the option if you also need non-ASX assets in the same view.
If your tax life is simpler and you mainly need clean year-end reporting, SavvyPortfolio and Clarow both do that well, with Clarow the stronger choice if franking credits drive your strategy.
If performance analysis matters more to you than tax timing, Navexa and Sharesight are the established options, and our comparison pages go deeper on both.
And if everything you own sits at one broker and you rarely trade, Pearler or SelfWealth’s built-in tracking may be all you need — there is no reason to pay for a second tool to duplicate it.
The short version
The real dividing line in this list is not features, it is timing. Most trackers tell you what a financial year produced. A smaller group tells you what a trade is about to produce, while you can still change your mind. Both are legitimate — an investor who buys and holds for a decade genuinely does not need pre-trade modelling, and an investor who rebalances four times a year genuinely does.
Work out which of those you are first, then pick from the group that matches. Most of these tools have free tiers or trials, so run your own broker’s CSV through two or three before committing to a subscription.
This article is general information about software, not financial or tax advice. Your circumstances determine how the tax rules described here apply to you — check with a registered tax agent before acting.