Disclaimer

Not Financial Advice

Crowdfolio is not a licensed financial adviser and does not hold an Australian Financial Services Licence (AFSL). Nothing on this platform constitutes financial product advice — personal or general — under the Corporations Act 2001 (Cth). The information provided is for educational and informational purposes only.

Model Portfolios Are Not Recommendations

Model portfolios displayed on Crowdfolio are created for illustrative purposes only. They do not constitute a recommendation to buy, sell, or hold any financial product. A model portfolio that suits one person may be entirely unsuitable for another. The allocation of any model portfolio may not match your investment goals, risk tolerance, time horizon, or personal circumstances.

Risk of Financial Loss

All investments carry risk. The value of investments can go down as well as up. You may receive back less than you originally invested, including the possibility of losing your entire investment. Crowdfolio does not guarantee any particular investment outcome, return, or that you will not suffer a financial loss.

Past Performance

Past performance is not a reliable indicator of future performance. Any historical returns, projected returns, or illustrative performance figures shown on this platform are provided for comparison purposes only and must not be relied upon as a prediction or guarantee of future results.

Information Accuracy

While Crowdfolio takes reasonable care to ensure the accuracy of information on this platform, we do not warrant that information is accurate, complete, or current at any given time. Market data, prices, and portfolio valuations may be subject to delay and may not reflect real-time or actual market conditions.

Tax Information

Any tax-related information on this platform — including CGT calculations, cost base estimates, and 2027 reform modelling — is provided for informational and modelling purposes only. It does not constitute tax advice. The proposed 2027 CGT changes are based on the 2026 Federal Budget announcement and have not yet passed as legislation. Tax laws may change. Always consult a registered tax agent for advice specific to your situation.

Independent Advice

Before making any investment decision, you should carefully consider your own investment objectives, financial situation, and needs. We strongly recommend you seek independent, licensed financial advice tailored to your personal circumstances before investing.

Contact

Questions about this disclaimer? Email us at hello@crowdfolio.com.au.