Navexa vs Sharesight: Features and Pricing Compared

Navexa and Sharesight are both Australian-focused portfolio trackers with real CGT reporting, and on the tax questions most ASX investors ask, they are closer to each other than either vendor’s own comparison suggests. Sharesight is the broader tool: 60+ markets, 200+ brokers and a longer report suite. Navexa reaches CGT reporting more cheaply, includes it on every paid plan, and generates an ATO MyTax report neither of the others publishes. As published on 2026-07-29, Navexa runs $20, $25, $40 and $99 per month billed annually; Sharesight runs a free tier plus $9, $29 and $49 per month billed annually, with a standalone $59-a-year Tax Pack that is the cheapest CGT report of anything on this page. Crowdfolio appears as a third column because it does one thing neither publishes: it measures drift against a model portfolio and prices the trades that close it, at $14.99 per month. This page picks no winner. It is general information, not financial or tax advice.

Navexa and Sharesight pricing and features verified 2026-07-29 against each vendor’s own published pages. Both vendors change pricing without notice — check the vendor’s site before deciding.

What this comparison checked

Every Navexa and Sharesight figure below was read from the vendors’ own public pages on 29 July 2026, and the source URL sits next to the claim. Pricing tables were parsed from the pages’ underlying markup rather than read off a screenshot, because both vendors render their plan matrices as icon grids where a tick and a cross look similar at a glance.

Three things this page deliberately does not do.

It does not score either product. There is no sourceable first-party rating for Navexa or Sharesight, and inventing one would be worse than useless. Both vendors publish scale and satisfaction claims on the pages cited here; none are reproduced, in either direction.

It does not claim either product “cannot” do something. Where a capability is missing from a comparison row, the wording is “not listed on [vendor]’s published feature pages as at 2026-07-29”. That is a statement about what a vendor publishes, which is checkable. A claim about what software cannot do would require an audit that has not happened.

It does not pick a winner. The three products are shaped differently enough that the choice depends on which job you are buying for, and that is a judgement about your own portfolio, not one this page can make for you.

Navexa vs Sharesight at a glance

Competitor columns are as published 2026-07-29 and both vendors change pricing without notice. Rows where Navexa or Sharesight is the stronger option are marked, because they are real and they should inform the decision.

Sources: [1] Navexa pricing · [2] Sharesight pricing · [3] Navexa tax reporting · [4] Sharesight features · [5] Navexa integrations · [6] Sharesight Tax Pack · [7] Navexa performance tracking · [8] Sharesight sale allocation method · [9] Crowdfolio pricing · [10] Crowdfolio CGT-aware rebalancing · [11] Crowdfolio tax lot tracking · [12] Crowdfolio home · [13] Sharesight API.

Counting the marked rows: Sharesight is the stronger option on twelve of them, Navexa on nine. That is the shape of the comparison, and it is why this page does not name a winner. If you arrived here from our Sharesight alternative page, this is the head-to-head detail that page summarises.

Pricing compared

Navexa, from navexa.com/au/pricing, verified 2026-07-29. Navexa states “All prices in AUD (inc. GST).” There is no free tier; every plan starts with a 14-day trial and no card. The annual totals below are Navexa’s own published figures, shown on its pricing page next to each plan.

Extra portfolios are an add-on on every plan, “from $3/mo on Basic, $5/mo on Standard, and $8/mo on Premium (annual billing)”. Holdings are unlimited on all four plans.

Sharesight, from sharesight.com/au/pricing, verified 2026-07-29. Sharesight states “Prices in AUD including GST.”

A note on the two tables above. Navexa publishes an annual total beside each plan, so the $240, $300 and $480 figures are the vendor’s own. Sharesight does not publish an annual total — it quotes only a per-month rate billed annually. Where a yearly figure for Sharesight appears further down this page, it is our own arithmetic on Sharesight’s monthly rate, not a number Sharesight quotes, and it is described that way each time.

Sharesight also sells a standalone Tax Pack at $59 per year, covering “one portfolio with unlimited holdings” and three reports calculated to ATO requirements: taxable income, capital gains tax, and all trades (sharesight.com/au/tax). Sharesight’s own material notes that Standard and Premium plans include tax reports built in, so the Tax Pack is not needed on top of those. If a CGT report is the only thing you want, the Tax Pack is the cheapest route to one of anything discussed on this page, and it is easy to miss on the pricing page.

Crowdfolio, for comparison (crowdfolio.com.au/pricing): a free tier with unlimited holdings on one portfolio, and Pro at $14.99/month AUD or $143.90/year, with a 14-day free trial and no credit card. There is one paid tier, so the tax-lot and CGT features are not gated behind a higher plan.

Reading these three tables against each other, the headline price is the least useful number on any of them. What matters is the price of the tier that carries the feature you are buying for, and that lands in three different places:

• A basic CGT report at year end. Sharesight Tax Pack, $59/year as published. Navexa Basic, $240/year as published. Crowdfolio Pro, $143.90/year. On this one job Sharesight is the cheapest of the three by a wide margin.
• Unrealised CGT plus the ability to choose which parcel you sell. Navexa Standard, $300/year as published. Sharesight Standard, $29/month billed annually — which is $348 over twelve months on our arithmetic, since Sharesight publishes no annual total. Crowdfolio Pro, $143.90/year.
• The broadest reporting across a global portfolio. Sharesight Premium at $49/month billed annually — $588 over twelve months on the same arithmetic — against Navexa Premium at a published $480/year. These two are not doing the same job, so the comparison is loose.

Both vendors move their prices. Check the vendor’s own page before deciding.

Feature differences: CGT and tax reporting

This is the section worth reading closely, because the common summary of these two products is wrong.

Navexa includes CGT reporting on every paid plan. Capital Gains Tax Reporting, the Taxable Income Report and the ATO MyTax Report are all ticked on Basic, Standard, Premium and Pro in Navexa’s own plan matrix (navexa.com/au/pricing). The MyTax report is the distinctive one: Navexa describes it as generating “an ATO MyTax report with all the fields pre-calculated — capital gains, taxable income, deductions”, ready to copy into a MyTax return (navexa.com/au/tax-reporting). Neither Sharesight nor Crowdfolio publishes an equivalent, and for a DIY investor lodging their own return it is a genuine convenience.

Two tax features sit a tier higher, on Standard at $25/month billed annually: Unrealised CGT Reporting and Manual Parcel Selection. Navexa describes the first as knowing “what you owe before you sell — not after”, with the ability to “model a hypothetical sale and see exactly what you’d owe”, and the second as choosing “exactly which shares to sell”. It supports five strategies: “FIFO, LIFO, Minimise, Maximise, or Manual.”

That matters for how this comparison is usually written. Navexa is not a rear-view-mirror product. It prices a sale before you commit to it, and it has done so from a $25 plan.

Sharesight puts its tax reports on Standard. The Capital Gains Tax report, the Unrealised Capital Gains Tax report, the Taxable Income report and the Historical Cost report are all ticked on Standard and Premium only, and are absent from Free and Basic (sharesight.com/au/pricing). Sharesight’s parcel allocation runs at reporting time: when you record a sale, it matches against your buy parcels using the sale allocation method set for the reporting period. The published methods are First In First Out (the default), Last In First Out, Minimise Capital Gain, Maximise Capital Gain, and Minimise Capital Gain Tax (help.sharesight.com). The last of those is the sophisticated one: Sharesight considers “both the purchase price and the holding period to minimise your overall tax liability”, prioritising parcels held 12 months or more where the 50% CGT discount gives a better after-discount result.

Sharesight also has something neither of the others publishes: once you are satisfied with a year’s allocation you can lock it, and “once locked, that year’s allocation is preserved and will not be overridden if you change the method for a different period.” For anyone who has already lodged a return, that guarantee is worth having, and its absence elsewhere is a real gap.

Where Crowdfolio sits. Crowdfolio runs the same parcel maths, but the starting point is the portfolio rather than the sale. It compares your current allocation to your model portfolio and identifies which positions are over- or under-weight, then generates a specific buy/sell plan showing units to trade, which parcel, and estimated CGT per trade (crowdfolio.com.au/cgt-aware-rebalancing). Supported methods are FIFO, LIFO, specific parcel selection, and a CGT-optimised mode that selects the method minimising CGT for each trade, described in more detail on our tax lot tracking page. Loss-making parcels are surfaced where they can offset gains elsewhere. Drift detection and alerts are on the free tier; the CGT-aware rebalance, tax reports, tax-loss harvesting and per-lot CGT detail are in Pro.

The honest way to state the three-way difference: all three price a capital gain. Navexa and Crowdfolio both price it before the trade. Navexa prices a sale you nominate; Crowdfolio starts from the gap between where the portfolio is and where you want it, and prices the set of trades that closes it. Sharesight prices the year, in the most detail of the three, once the trades are done. Which of those is the right purchase depends on which question you actually ask more often.

None of the three substitutes for the other two. Sharesight’s report suite is the widest of them and covers instruments and markets the others do not. Navexa’s MyTax output is the shortest published path from portfolio to lodged return. Crowdfolio does not track property, crypto or cash accounts at all.

Where each one is stronger

Stated plainly, so the matrix above is not the only place these appear.

Navexa is the stronger option if you want CGT reporting without a tier jump, since every paid plan includes it; if you lodge your own return through MyTax, because the pre-calculated MyTax report has no equivalent in the other two; if you hold crypto, given the 7,000+ cryptocurrencies it tracks; if you want unlimited holdings on the cheapest paid plan, which Sharesight caps at 30; if you want automatic broker sync across 173+ brokers and exchanges; or if the six-month money-back guarantee matters to you, because neither of the others publishes one.

Sharesight is the stronger option if your portfolio is global, at 60+ markets and 700,000+ instruments; if you want the cheapest possible CGT report, at $59 a year for the Tax Pack; if you want automatic import from 200+ brokers; if you need to lock a lodged year’s parcel allocation so a later change of method cannot restate it; if you use Xero; if you want API access to your own data; or if you want the widest report suite, including multi-currency valuation, drawdown risk and contribution analysis.

Crowdfolio is the stronger option if you rebalance against a model portfolio and want drift measured rather than eyeballed; if your recurring question is which parcel to sell to get back to target and what the whole set of trades costs in CGT; if you are modelling the 1 July 2027 transition across long-held parcels; if you want tax-lot detail without a tier jump, since per-lot CGT, tax-loss harvesting and CGT-aware rebalancing are all in the single $14.99/month tier; or if you want unlimited holdings free while you evaluate.

If your honest answer is that you mostly want a tidy record and a clean tax report at year end, both Navexa and Sharesight do that job, and this page will not pretend otherwise.

What the 1 July 2027 CGT changes mean for this decision

The Australian CGT reform is law. The Treasury Laws Amendment (Tax Reform No. 1) Act 2026 (Act No. 49 of 2026) and the Income Tax Rates Amendment (Tax Reform No. 1) Act 2026 (Act No. 50 of 2026) received royal assent on 26 June 2026 and take effect from 1 July 2027. This is settled legislation, not a proposal.

From that date two separate mechanisms begin, and their scopes are different:

• Indexation. For Australian resident individuals, partnerships and trusts, the 50% CGT discount is replaced by cost base indexation, alongside a one-off deemed disposal and reacquisition on 1 July 2027. The notional gain is deferred until you actually sell: that pre-2027 slice can still attract the 50% discount, while growth after the date is indexed. It reaches every class of CGT asset, shares and ETFs included — not residential property alone. Summaries saying otherwise are conflating this with the separate negative gearing schedule, which is residential-property only.
• Minimum rate. Separately, a 30% minimum rate on net capital gains applies to certain Australian-resident individuals only, with exclusions — not to partnerships or trusts.

Neither mechanism applies to companies or superannuation funds, and elections to retain the 50% discount exist for new residential dwellings and affordable housing.

Why it bears on choosing between these products: the reform makes when you sell a parcel matter more than it used to, and it turns 1 July 2027 into a real fork in the numbers for anyone holding long-dated parcels. Every parcel-level CGT calculation in all three products is built on the current rules, and the 50% discount those rules turn on is being replaced.

As at 2026-07-29, neither Navexa’s nor Sharesight’s published feature pages list 1 July 2027 scenario modelling. That is unsurprising for reporting tools, which have nothing to report until a disposal happens. Crowdfolio’s rebalancing tool shows the CGT difference if you execute trades before versus after 1 July 2027 (crowdfolio.com.au/cgt-aware-rebalancing), and the CGT calculator models the transition. The guide to the 2027 CGT changes for investors covers the mechanics.

One caveat we would rather state than hide: the method for splitting a gain at the 1 July 2027 boundary is to be set by legislative instrument, which has not been published. Any tool producing a number for that split today, ours included, is estimating.

Which suits ASX-focused, CGT-heavy portfolios?

There is no single answer, and the differences between these three are large enough that the question resolves differently depending on which of the following describes you. Match your own situation against the factual criteria rather than looking for a pick.

If the portfolio is ASX-only and the annual job is a compliant CGT report, the cheapest published route is Sharesight’s Tax Pack at $59 a year. Navexa’s Basic at a published $240 a year adds year-round tracking, automatic broker sync and the ATO MyTax report on top of the same reporting job.

If you actively choose which parcels to sell during the year, the relevant tier is Navexa Standard at a published $300 a year, or Sharesight Standard at $29/month billed annually, both of which carry parcel selection and unrealised CGT. Crowdfolio Pro carries the same two capabilities at $143.90 a year, without the broader report suite either of the others bundles at that tier.

If you rebalance to a target allocation, drift detection against a model portfolio is not listed on either Navexa’s or Sharesight’s published feature pages. That job currently sits outside both, usually in a spreadsheet.

If the portfolio holds property, crypto or cash accounts alongside shares, Crowdfolio does not track any of them, and the choice is between Navexa and Sharesight.

If you have long-held parcels and 1 July 2027 is on your mind, no published feature page from either vendor lists scenario modelling for the transition, and every CGT figure any of these products shows you today is calculated under rules that change on that date.

Whatever you choose, run the old and the new tool in parallel for a financial year before you rely on the migration, and reconcile parcel by parcel rather than at the portfolio total. Two portfolio totals can agree while the parcels underneath them disagree, and it is the parcels that drive CGT. If your holdings are complex, with trusts, foreign income, pre-1985 assets or anything inherited, have a registered tax agent check the migrated cost bases before you rely on them.

This is general, factual information, not financial or tax advice.

Frequently asked questions

What is the difference between Navexa and Sharesight?

Both are Australian-focused portfolio trackers with real CGT reporting, and on the tax questions most ASX investors ask they are closer than either vendor’s own comparison suggests. As published on 2026-07-29, Sharesight is the broader tool, covering 60+ markets, 700,000+ instruments and 200+ brokers, with the widest report suite. Navexa reaches CGT reporting more cheaply, includes it on every paid plan, tracks 7,000+ cryptocurrencies, and generates a pre-calculated ATO MyTax report that Sharesight does not publish an equivalent of.

How much do Navexa and Sharesight cost in Australia?

As published on 2026-07-29, Navexa has no free tier and four plans billed annually: Basic $20/month ($240/year), Standard $25/month ($300/year), Premium $40/month ($480/year) and Pro $99/month, annual billing only. Billed monthly, Basic, Standard and Premium are $27, $34 and $54. Sharesight has a Free plan and three paid plans billed annually: Basic $9/month ($12 monthly), Standard $29/month ($38.67 monthly) and Premium $49/month ($65.33 monthly), plus a standalone Tax Pack at $59 a year. Both vendors state prices in AUD including GST and both change pricing without notice.

Which Navexa plan includes CGT reporting?

All of them. Capital Gains Tax Reporting, the Taxable Income Report and the ATO MyTax Report are included on Basic, Standard, Premium and Pro in Navexa’s own plan matrix as published on 2026-07-29. Two tax features sit a tier higher, on Standard at $25/month billed annually: Unrealised CGT Reporting and Manual Parcel Selection.

Which Sharesight plan includes the capital gains tax report?

The Capital Gains Tax report, the Unrealised Capital Gains Tax report, the Taxable Income report and the Historical Cost report are on the Standard plan ($29/month billed annually) and Premium only, and are absent from the Free and Basic plans. Alternatively, the standalone Tax Pack at $59 a year covers one portfolio with unlimited holdings and three reports calculated to ATO requirements: taxable income, capital gains tax, and all trades.

Do Navexa and Sharesight let you choose which parcel to sell?

Both do. Navexa calls it Manual Parcel Selection, available from the Standard plan at $25/month billed annually, and supports five strategies: FIFO, LIFO, Minimise, Maximise, or Manual. Sharesight sets a sale allocation method for a reporting period and publishes five: First In First Out (the default), Last In First Out, Minimise Capital Gain, Maximise Capital Gain, and Minimise Capital Gain Tax. Sharesight also lets you lock a period’s allocation, so that year’s figures are preserved if you change the method for a different period.

Can Navexa or Sharesight rebalance a portfolio?

Drift detection against a model portfolio, a rebalance plan with estimated CGT per trade, and tax-loss harvesting are not listed on either Navexa’s or Sharesight’s published feature pages as at 2026-07-29. That is a statement about what each vendor publishes, not an audit of either product. Crowdfolio offers all three: drift detection and alerts on its free tier, and the CGT-aware rebalance plan and tax-loss harvesting in Pro at $14.99/month.

Where does Crowdfolio fit between Navexa and Sharesight?

All three price a capital gain. Navexa and Crowdfolio both price it before the trade, while Sharesight prices the year in the most detail of the three once the trades are done. Navexa prices a sale you nominate; Crowdfolio starts from the gap between where the portfolio is and where you want it, and prices the set of trades that closes it. Crowdfolio does not track property, crypto or cash accounts at all, which Navexa and Sharesight both do.

How do the 1 July 2027 CGT changes affect this choice?

The reform is law. The Treasury Laws Amendment (Tax Reform No. 1) Act 2026 and the Income Tax Rates Amendment (Tax Reform No. 1) Act 2026 received royal assent on 26 June 2026 and take effect from 1 July 2027. Two separate mechanisms start on that date, and their scopes are different. Indexation: for Australian resident individuals, partnerships and trusts, the 50% CGT discount is replaced with cost base indexation, and it reaches every class of CGT asset, shares and ETFs included — not residential property alone. Minimum rate: separately, a 30% minimum rate on net capital gains applies to certain Australian-resident individuals only, with exclusions — not to partnerships or trusts. Every parcel-level CGT figure these products show today is calculated under rules that change on that date. Neither Navexa’s nor Sharesight’s published feature pages list 1 July 2027 scenario modelling as at 2026-07-29.

This article is general, factual information for Australian residents. It is not financial or tax advice and does not take your circumstances into account. Competitor pricing and features are as published on 2026-07-29 and change without notice — check each vendor’s own site before deciding. Navexa and Sharesight are trademarks of their respective owners and are referred to here descriptively only. Crowdfolio is included as a third column for comparison; this page does not recommend any of the three products.